TOOLS UNIVERSE / LOAN

Loan Calculator

Use Loan Calculator online for free — fast, clear and without registration.

● Local in your browser · no upload
€477.53Regular payment€3,651.74Total interest60 monthsTime to payoff€28,651.74Total cost
Amortization overview
#Monthly paymentTotal interestRemaining balance

1€477.53€114.58€24,637.05

2€477.53€112.92€24,272.45

3€477.53€111.25€23,906.16

4€477.53€109.57€23,538.21

5€477.53€107.88€23,168.56

6€477.53€106.19€22,797.22

7€477.53€104.49€22,424.18

8€477.53€102.78€22,049.43

9€477.53€101.06€21,672.96

10€477.53€99.33€21,294.76

11€477.53€97.60€20,914.83

12€477.53€95.86€20,533.17

24€477.53€74.33€15,814.37

36€477.53€51.59€10,829.39

48€477.53€27.56€5,563.22

60€477.53€2.18€0.00

METHOD

How the result is produced

Practical example

10 000 EUR · 5% p.a. · 36×

Method

Payment and total cost are calculated from principal, periodic rate and term through an amortization schedule.

Assumptions and limits

Fees, variable rates, credit profile and contract details are included only when entered.

GUIDE

Loan Calculator

Estimate monthly payment, total interest and payoff time for an instalment loan. Extra payments are reflected in the amortization schedule and their effect on term and interest.

Enter the required values or content, adjust the options and then review the detailed result.

FAQ

Frequently asked questions

What can I do with Loan Calculator?

Estimate monthly payment, total interest and payoff time for an instalment loan. Extra payments are reflected in the amortization schedule and their effect on term and interest.

How do I use Loan Calculator?

Enter the required values or content, adjust the options and then review the detailed result.

Are my data uploaded?

No. Inputs and files for this tool are processed locally in your browser.

Is this tool free?

Yes. Every feature is free and requires no registration.

Does it work on mobile?

Yes. The interface is optimized for iPhone, Android, tablets and desktop computers.