TOOLS UNIVERSE / COLLECTION

All Finance Calculators

A focused collection for personal and business financial planning with understandable results.

Private and mostly local in your browser
01NET

Salary Calculator 2026/27

Calculate gross to net or net to gross for the UK and Australia.

02LOAN

Loan Calculator

Estimate monthly payment, total interest and payoff time for an instalment loan. Extra payments are reflected in the amortization schedule and their effect on term and interest.

03HOME

Mortgage Calculator

Compare home financing using price, down payment, interest, term, taxes and insurance. The result separates the loan payment from additional monthly housing costs.

04AER

Compound Interest Calculator

Simulate a lump sum with recurring contributions and selectable compounding frequency. The result separates deposited capital from interest earned over time.

05TIP

Tip Calculator

Calculate tip, grand total and amount per person from the bill, percentage and party size. Common tip rates are available as quick presets.

06TAX

Sales Tax Calculator

Add sales tax to a net price or extract it from a tax-inclusive price. Net amount, tax share and final price are shown separately.

07FUEL

Fuel Cost Calculator

Estimate fuel volume, total cost and cost per person from distance, consumption and price per litre. A round trip can be included with one setting.

08FX

Currency Converter

Convert amounts between 22 currencies using dated reference rates. The rate date and ratio are shown; bank and card markups are not included.

09INV

Invoice Generator

Create a printable invoice with sender, customer, line items, quantities, prices, tax and due date. The draft is stored only in the browser.

010ROI

ROI Calculator

Accurate results directly in your browser.

011VAT

VAT Calculator

Accurate results directly in your browser.

WORKFLOW

Recommended workflow

Estimate cost or return, compare alternative terms and rates, and treat the results as planning estimates.

FAQ

Frequently asked questions

Is this financial advice?+

No. Results are non-binding estimates and do not replace individual advice.

Where are my figures processed?+

Most calculations are local; current exchange rates require an online request.